Waterfront Paradise Under $500K - No HOA! Discover the perfect blend of comfort, convenience, and coastal living in this newer construction waterfront home. With direct access to the bays and Gulf, this property is ideal for boating, fishing, scalloping, and unforgettable sunsets. Whether you're seeking a primary residence, a family getaway, or a vacation rental, this home checks every box. Located just 40 minutes from Panama City, FL, and 25 minutes from Port St. Joe—the scalloping capital of Florida and a fishing haven—you'll enjoy quick access to some of the Panhandle's best outdoor adventures. Inside, you'll find modern finishes, a bright open layout, and spaces designed for relaxed waterfront living. With no HOA restrictions, you have the freedom to truly make it your own. Homes like this, in this price range and location, are rare—don't let this opportunity sail away! Beautifully furnished by Fowhands furniture and has an on Demand hot water heater as well!!! Schedule your private tour today and start living the waterfront dream.

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